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Comprehensive Banking Services

From personal checking to institutional wealth management, we offer complete financial solutions tailored to your needs.

Personal Banking

Interest-bearing checking, high-yield savings, CDs, IRAs, and personal lines of credit designed for individuals and families.

Business Banking

Commercial checking, merchant services, payroll solutions, business credit lines, and treasury management for companies of all sizes.

Mortgage & Lending

Competitive mortgage rates, home equity lines, auto loans, and personal loans with flexible terms and personalized service.

Wealth Management

Professional investment management, trust services, estate planning, and retirement strategies from experienced financial advisors.

Built On A Foundation Of Trust

Serving communities with stability, integrity, and financial strength for nearly four decades

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Years of Banking Excellence

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Household Accounts

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$0B+

Assets Under Management

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Branch Locations

More Than A Bank, We're Your Financial Partner

At Ashmore Trust Bank, we believe in building lasting relationships through personalized service, sound financial guidance, and a commitment to our communities. Unlike large national banks, we take the time to understand your unique goals and craft solutions that work for you.

Relationship-Based Banking

You're more than an account number. Our bankers take time to understand your financial goals and provide personalized guidance every step of the way.

Local Decision Making

Loan decisions made locally by people who understand our community. Faster approvals and more flexible terms for qualified borrowers.

Community Commitment

We reinvest deposits back into local communities through small business lending, community development, and charitable partnerships.

Ashmore Trust Bank Building

Banking Products Built For You

Discover accounts and services designed to help you save, borrow, and grow with confidence

Premium Checking

0.25% APY

  • No monthly maintenance fee
  • Unlimited check writing
  • Free debit card & online banking
  • Mobile check deposit
  • Minimum balance: $500
  • Overdraft protection available
Open Account
High-Yield Savings

3.75% APY*

  • Competitive interest rates
  • No monthly service charge
  • FDIC insured to $250,000
  • Free transfers to checking
  • Automatic savings plans
  • *Rates subject to change
Start Saving
Home Mortgage

4.875% APR*

  • Fixed and adjustable rates
  • 10-30 year terms available
  • First-time buyer programs
  • Low down payment options
  • Local underwriting
  • *Rates based on credit
Get Pre-Approved
Business Money Market

2.50% APY

  • Tiered interest rates
  • Liquidity with earnings
  • Business online banking
  • Wire transfer capabilities
  • Account analysis available
  • FDIC insured
Open Business Account
Digital Banking

Modern Banking With A Personal Touch

Access your accounts anytime, anywhere with our comprehensive digital banking platform. Combined with our local branch network, you get the convenience of modern technology with the personal service of a community bank.


Manage accounts, pay bills, transfer funds, deposit checks, and even apply for loans from your computer or mobile device. Our secure platform puts banking at your fingertips while keeping your information protected.

Mobile Banking App

Bill Pay

Mobile Check Deposit

Account Alerts

Funds Transfer

Secure Messaging

Frequently Asked Questions

Find answers to common questions about our accounts, services, and online banking.

You'll need a valid government-issued ID (driver's license or passport), your Social Security number, and an initial deposit of at least $50. You can apply online, by phone, or visit any of our branch locations.

Visit our website and click "Online Banking" at the top of the page. First-time users should click "Enroll Now" and follow the prompts to set up your account. You'll need your account number and the last four digits of your Social Security number.

Yes, all deposit accounts are FDIC-insured up to $250,000 per depositor, per ownership category. This means your money is protected by the full faith and credit of the United States government.

Mortgage rates change daily based on market conditions. For current rates, please visit our mortgage page or call our lending center at (555) 123-4567. We offer rate locks and personalized quotes based on your specific situation.